Central Co-operative Fund (CCF)

Fund oversight

The Central Co-operative Fund (“CCF”)is a fund set up under the Co-operative Societies Act 1979 (“the Act”), and is under the purview of the Ministry of Culture, Community and Youth.

The Minister for Culture, Community and Youth appoints the CCF Committee for the purpose of overseeing the CCF.

(*appointed from 1 December 2025)

The Singapore National Co-operative Federation ("SNCF"), the co-operative industry body, is the appointed Secretariat to the CCF Committee.

Contributions to the CCF

*Co-operatives opting to contribute to SLF must inform the Registrar in writing. The letter must be signed off by the co-operative’s Chairman, Secretary or Treasurer.

For financial year ended 31 March 2025, co-operative contributions to the CCF was $3.2 million and to the SLF was $76.9 million.

The following graphs illustrate the breakdown of the CCF Contributions and its expenditure for the financial year ended 31 March 2025 (FYE 31 Mar 2025) and its 3-year trend.

What can the CCF be used for?

The Central Co-operative Fund (CCF) can be used to further co-operative education, training, research, audit and for the general development of the co-operative movement in Singapore. The CCF supports the development and growth of our co-operatives through the provision of CCF grants.

Eligible co-operatives can apply and obtain grants under the CCF Grant Framework (“the Framework”). To ensure that the Framework can meet the evolving needs of co-operatives, the Singapore National Co-operative Federation (SNCF), as the CCF Secretariat, works closely with the Registry of Co-operative Societies to review grant policies from time to time.

Under the CCF Grant Framework, co-operatives can apply for the following grants (subject to applicable conditions):

1. CCF Development Grant – to enhance co-operatives' capabilities, governance and operational efficiency;

2. CCF Training Grant – to help co-operative officers gain knowledge and relevant skills;

3. CCF Special Grants – to provide co-funding for specific schemes and projects;

4. CCF Basic Support Grant – to assist co-operatives that are unable to meet standard grant eligibility criteria; and

5. CCF Start-up Grant - to empower newly registered co-ops with essential funding to build strong foundations for growth.

Find out more information on the individual grants [PDF, 1.1 MB] under the CCF Grant Framework.

Applying for the CCF Grants

Who can apply?

Co-operatives registered with the Registry of Co-operative Societies can apply for the CCF grants.

How to apply?

Click here to apply for CCF grants.

All applications for the CCF grants should be submitted to the CCF Secretariat. Approval of applications is subject to applicants meeting the requisite conditions and its submission of required documents.

Who to contact?

To find out more about the CCF grants, please contact the CCF Secretariat at:

Email: contactus@sncf.org.sg

Tel: 9820 5730

Address:
CCF Secretariat
Singapore National Co-operative Federation
510 Thomson Road
#12-02 SLF Building
Singapore 298135

Other uses of the CCF

In addition to the CCF grants which are available to all co-operatives, the CCF is also used to implement programmes to raise awareness of the co-operative movement and strengthen the capability of co-operative officers. The programmes run by Singapore National Co-operative Federation (SNCF) include:

• Awareness Building
  
  SNCF leverages on media and social media to educate, promote and share inspirational stories of the Singapore co-operative movement and our co-operatives, to a wider audience. Key target audiences include the general public as well as youths. SNCF has also been actively collaborating with co-operatives, youth groups and education institutions to reach out and to raise awareness among youths.

• Capability Building
  
  SNCF regularly organises customised training courses so that co-operative officers can perform their roles better. The courses include: (i) Induction Programme; (ii) Co-operative Legislation and Code of Governance; and (iii) Governance Guides on Internal Controls, Loan Management and Investment Management (for credit co-ops). SNCF also organises events like the Annual Co-operative Leaders’ Conference and Co-operative Movement Night, to promote continuous learning and facilitate networking among co-operatives.