Insurance coverage for national athletes

Under the Sport Excellence Carding (spexCarding) programme, the Singapore Sport Institute (SSI) provides all national carded athletes with medical insurance for sports-related injuries sustained during national training and competitions, both locally and overseas. Coverage applies throughout an athlete's time on the spexCarding programme.  

In addition, the Singapore National Olympic Council (SNOC) and Singapore National Paralympic Council (SNPC) provides athletes participating in the Major Games with additional insurance that covers personal effects, personal injury, or death, and lasts the duration of the Games.

National Sports Associations (NSAs) are also encouraged to obtain insurance to cover their athletes – including those who are not carded – during their own overseas training and competitions.

The SSI, SNOC/SNPC and NSAs' insurance coverage are also supplemented by the athletes' own insurance coverage. So far, the vast majority of our athletes' injury claims are fully covered by insurance. Should any of them face financial difficulty, they are advised to seek further assistance from SSI. 

Besides insurance coverage, all national carded athletes also have access to medical, physiotherapy, and rehabilitative services at Sport Medicine Centre at SSI (SSMC@SSI), provided in collaboration with Changi General Hospital (CGH).